Bank of America

Corporate Treasury & FX in Brazil

Report date: 
5 Nov 2025

The full report covers current practices in relation to the list below. To read our commentary (analysis and key findings)  please Log In or Register

  • Changes to IOF tax and its impact on FX, loans, and domestic cash structures
  • FX transaction practices 
  • Cross-border funding and capital structure considerations
  • Potential introduction of dividend withholding tax
  • Viability of including Brazil in a notional pooling structure under new rules
  • Use of boletos and e-boletos for collections
  • Adoption and growth of the Pix payment system
  • FX hedging, interest rates and BRL volatility
  • Use of structured products and offshore hedging
  • Investment of surplus cash
  • Payroll practices 
  • Tax payments
  • Working Capital Finance
  • Bank Relationships: local vs. global banks and service levels
  • Regulatory, tax and operating environment in Brazil

Service providers discussed  in the full report: Bradesco, Itaú, Banco do Brasil, Santander, Citi, JPMorgan, Bank of America, BNP Paribas, Bank Mendes Gans, Deutsche Bank, BBVA, Caixa, FXall and 360T

 

Topics covered in this report: 
FX, Hedging FX, Cash Pooling - domestic, Notional Pooling, Funding, Working Capital, Supply Chain Finance, Factoring, Tax, withholding tax, Dividends, Boletos, PIX, Investments
Service providers discussed in this report: 
360T, FXall, BBVA, Bradesco, Itau, JP Morgan, Santander, Bank of America, BNP Paribas, Banco de Brasil, Citi, Bank Mendes Gans, caixa, Deutsche Bank

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Corporate Treasury: Approaches to Cash Pooling

Report date: 
17 Sep 2025

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Topics covered in this report: 
Cash Pooling - cross border, Cash Pooling - domestic, Zero balance accounts, in-house bank, withholding tax, Tax, Notional Pooling, Virtual accounts, POBO/ROBO, Target Balance Account
Service providers discussed in this report: 
Bank Mendes Gans, BNP Paribas, JP Morgan, Deutsche Bank, HSBC, Citi, Bank of America, MUFG, Standard Chartered, Commerzbank, PNC, Bank of Montreal

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Banking & Cash Management Challenges in South East Asia

Report date: 
10 Jul 2025

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Topics covered in this report: 
ASEAN, Bank Relationships, Cash Pooling - cross border, Cash Pooling - domestic, Trapped cash, KYC, Cash Repatriation, FX, Regional Treasury Centre, Regulatory relationships
Service providers discussed in this report: 
JP Morgan, DBS, Standard Chartered, Deutsche Bank, Citi, HSBC, Bank Ayudhya (MUFG), MUFG, Mizuho, Bank of America, Bank of PhilippineIslands, Bank Negara Malaysia, Bangkok Bank, Kyriba, Starfish Digital

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Banking & Cash Management in Saudi Arabia and the United Arab Emirates

Report date: 
18 Jun 2025

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Topics covered in this report: 
Bank Accounts, Bank Relationships, Cash - deposits, Cash Pooling - cross border, Cash Pooling - domestic, Cash Repatriation, Local ownership
Service providers discussed in this report: 
JP Morgan, BNP Paribas, HSBC, Standard Chartered, Bank of America

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Bank Relationships & Cash Management in China

Report date: 
7 May 2025

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CXC reports are based on confidential peer discussions between senior corporate treasurers sharing their solutions to complex treasury challenges.

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Topics covered in this report: 
Cash Pooling - cross border, Cash Pooling - domestic, Bank Relationships, Bankers Acceptance Drafts, Money Market Funds, Investments
Service providers discussed in this report: 
Bank of America, Bank of China, Agricultural Bank of China, Bank of Ningbo, Citi, JP Morgan, Standard Chartered, HSBC, DBS, China Merchant Bank, ICBC, Union Pay, WeChat Pay, Alipay

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Approaches to Investing short-term cash in Corporate Treasury

Report date: 
22 Apr 2025

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Topics covered in this report: 
Money Market Funds, Investing, Risk - counterparty, Bank Accounts
Service providers discussed in this report: 
Westpac, Bloomberg, JP Morgan, Bank Mendes Gans, spotfire, Blackrock, Cachematrix, FIS, 360T, Santander, Itau, Citi, Bank of America, Deutsche Bank, Credit Suisse, Pictet Asset Management

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Managing Corporate Treasury with Spreadsheets

Report date: 
13 Mar 2025

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Topics covered in this report: 
Technology
Service providers discussed in this report: 
360T, Finastra, Kyriba, GTreasury, Bank of America, HSBC, CashAnalytics, ChatGPT, Python, Box, SharePoint, PowerBI, Excel, Trovata, HighRadius

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Corporate Treasury & FX in Colombia, Chile & Peru

Report date: 
4 Mar 2025

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CXC reports are based on confidential peer discussions between senior corporate treasurers sharing their solutions to complex treasury challenges.

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Our reports are packed with practical, experience based learning allowing users to benchmark their operations and identify proven, actionable efficiencies - please get in touch for details.

Topics covered in this report: 
Tax, Bank Relationships, Working Capital, Factoring, Payments - domestic, Payments - cross border, Payments-digital, payroll, Cash Repatriation, Hedging FX
Service providers discussed in this report: 
Banco Davivienda, Banco de Chile, Banco de Bogotá, Banco de Credito del Peru, Bank of America, JP Morgan, BBVA, Santander, Citi, Yappy

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